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First ever in Bank

The First Bank in India – Bank of Hindustan (1770- Calcutta )First Governor of RBI – Mr. Osborne Smith First Indian governor of RBI – Mr. C D DeshmukhFirst Bank to introduce Mutual Fund – State Bank of India First Bank in India to get Domestic Systemically Important Banks (D-SIBs) status- SBIFirst domestic bank to open branch in Yangon – SBI First Bank in India to launch its own Payment Aggregators – State Bank of India. (SBIePay) Country’s first all woman bank – Bhartiya Mahila Bank(now merged with SBI) First Bank to introduce Internet Banking – ICICI BANKFirst Universal Bank in India – ICICI Bank  First bank in India listed in New York Stock Exchange (NYSE) – ICICI Bank First Indian private sector bank to open a branch in the African continent – ICICI Bank ICICI Bank data centre becomes country's first CII-IGBC Platinum rated projectIndia's first transaction on Block-chain executed by-ICICI First ‘contactless’ credit cards for small and mid-sized enterprises – ICICIFirst Bank to introduce Credit Card in India – Central Bank of India  India’s first small and medium enterprises (SME) Bank - HDFC First life insurance Chatbot introduced by HDFC BankFirst Humanoid Banking Assitant introduced by HDFC Bank  First issurer of Masala Bonds – HDFC First certified green bond at London Stock Exchange – Axis Bank Axis bank become the first bank in the country to introduce Iris Scan Authentication feature for Aadhaar -based transactions through its micro ATM tablets.Axis Bank, Kochi Metro launches India's first single-wallet contactless, Open Loop Metro Card First Bank to Introduce ATM in India – HSBC First Bank in India to launch Talking ATMs for differently able person – Union Bank of India First Aadhaar-based ATM launched by – DCB Bank DCB bank launches Aadhaar based iris eye scan customer verification service IDFC launches Aadhaar Pay, becomes the first to launch biometric based payment systemEdelweiss Tokio launches India's first insurance that can be bought at PoSFirst Bank to Introduce Cheque system in India – Bengal Bank 1784First Foreign Bank in India – Comptoire d’Escompte de Paris of France in 1860First Joint Stock Bank of India – Allahabad Bank First Indian bank to open branch outside India in London in 1946 – Bank of India  First Indian Bank started with Indian capital indigenous Bank -- Punjab National Bank First Regional Rural Bank(RRB) - Prathama Grameen Bank ( Sponsoring Bank- Syndicate Bank) First India bank Got ISO – Canara Bank First Bank to introduce saving Bank in India – Presidency bank in 1830 First Payment Bank – Airtel m commerce, Rajasthan First small finance bank - Capital Small Finance Bank Limited, Punjab First private sector bank to open dedicated branch for Startups - RBL First bank to sell Indian gold coins - IOB Manipur's Karang is India's first cashless island Odisha becomes first state to bring banking to remote rural areas through SHG IDBI initiated insolvency proceeding against Lanco, first among 12 accounts identified by RBIFirst firm to get debt recast under RBI’s S4A Scheme – HCCFirst bank to introduce merchant Banking in India- Grind lays bankFirst bank to introduce voice biometric - Citi bankkotak becomes first bank to roll out AI-run voicebot named keya #ARCHANA

2018 Asian Games Highlights

Three MascotsThe 2018 Asian Games, officially known as the 18th Asian Games and also known as Jakarta-Palembang 2018, was a pan-Asian multi-sport event being held from 18 August to 2 September 2018 in the Indonesian cities of Jakarta and Palembang. For the first time, the Asian Games were co-hosted in two cities; the Indonesian capital of Jakarta (which is hosting the Games for the first time since 1962), and Palembang, the capital of the South Sumatra province. The opening and closing ceremonies of the Games were held at Gelora Bung Karno Main Stadium in Jakarta. Also for the first time, eSports and canoe polo were contested as demonstration sports. China led the medal table for the tenth consecutive time. It won a total of 289 medals including 132 Gold, 92 Silver and 65 Bronze medals. Japanese swimmer Rikako Ikee was announced as the most valuable player (MVP) of the Games. India (Ranked 8th)brought home a total of 69 medals – 15 gold, 24 silver and 30 bronze from the Asian Games 2018 in Indonesia to surpass the medal count from 2010 Games in Guangzhou, China. This is also India’s best ever overall medal tally, equaling country’s joint-best effort at the Asian Games since the inaugural edition in 1951. The total of 24 silver medals is also the highest ever in Asian history for India.Flag bearer Opening ceremony Neeraj chopraclosing ceremony Rani Rampal (Womens Hockey)Next Asian games 2022 at Hangzhou,China Here is a list of all the Indian athletes who have won a medal at the 2018 Asian Games. PlayerSportCategoryMedalBajrang PuniaWrestlingMen’s Freestyle 65 kgGoldVinesh PhogatWrestlingWomen’s Freestyle 50 kgGoldSaurabh ChaudharyShootingMen’s 10m Air PistolGoldRahi Jeevan SarnobatShootingWomen’s 25m PistolGoldIndia Men’s teamRowingMen’s Quadruple scullsGoldRohan Manchanda Bopanna/Divij SharanTennisMen’s doublesGoldTajinderpal Singh ToorAthleticsMen’s Shot putGoldNeeraj ChopraAthleticsMen’s Javelin throwGoldManjit SinghAthleticsMen’s 800mGoldArpinder SinghAthleticsMen’s Triple jumpGoldSwapna BarmanAthleticsWomen’s HeptathlonGoldJinson JohnsonAthleticsMen’s 1500mGoldIndia Women’s teamAthleticsWomen’s 4 x 400m RelayGoldAmit PanghalBoxingMen’s Light Fly (49kg)GoldPranab Bardhan/Shibnath SarkarBridgeMen’s PairGoldDeepak KumarShooting10m Air Rifle MenSilverLakshay SheoranShootingTrap MenSilverSanjeev RajputShootingMen’s 50m RifleSilverShardul VihanShootingMen Double TrapSilverIndia Women’s teamKabaddiWomen’s TeamSilver (lost to Iran)Hima DasAthleticsWomen’s 400mSilverYahiya Muhammed AnasAthleticsMen’s 400mSilverDutee ChandAthleticsWomen’s 100mSilverIndia Men’s teamEquestrian – JumpingEventing Team JumpingSilver (lost to Japan)Fouaad MirzaEquestrian – JumpingEventing Individual JumpingSilverDharun AyyasamyAthleticsMen’s 400m HurdlesSilverSudha SinghAthleticsWomen’s 3000m SteeplechaseSilverNeena VarakilAthleticsWomen’s Long jumpSilverJinson JohnsonAthleticsMen’s 800mSilverDutee ChandAthleticsWomen’s 200mSilverIndia Men’s teamAthleticsMen’s 4 x 400m RelaySilver (lost to Qatar)India Mixed teamAthleticsMixed 4 x 400m RelaySilver (lost to Bahrain)India Men’s teamArcheryMen’s Compound TeamSilver (lost to South Korea)India Women’s teamArcheryWomen’s Compound TeamSilver (lost to South Korea)Pincky BalharaKurashWomen’s -52kgSilverP. V SindhuBadmintonWomen’s singlesSilverGautham Varsha/Sweta ShervegarSailingWomen 49er FXSilverIndia Women’s TeamField hockeyWomen’s TournamentSilver (lost to Japan)India Women’s TeamSquashWomen’s TeamSilver (lost to Hong Kong)Apurvi Chandela/Ravi KumarShooting 10m Air Rifle Mixed Team Bronze Abhishek VermaShootingMen’s 10m Air PistolBronzeIndia Men’s teamSepak takrawMen’s Team ReguBronzeDivya KakranWrestlingWomen’s Freestyle 68 kgBronzeNaorem Roshibina DeviWushuWomen’s Sanda -60kgBronzeSantosh KumarWushuMen’s Sanda -56kgBronzeSurya Bhanu Partap SinghWushuMen’s Sanda -60kgBronzeGrewal NarenderWushuMen’s Sanda -65kgBronzeAnkita RainaTennisWomen’s singlesBronzeIndia Men’s teamKabaddiMen’s TeamBronzeDushyantRowingMen’s Lightweight Single ScullsBronzeRohit Kumar/Bhagwan SinghRowingMen’s Lightweight double scullsBronzeHeena SidhuShootingWomen 10m Air PistolBronzePrajnesh PrabhakharanTennisMen’s singlesBronzeDipika PallikalSquashWomen’s SinglesBronzeJoshana ChinappaSquashWomen’s SinglesBronzeSaurav GhosalSquashMen’s SinglesBronzeIndia Mixed teamBridgeMixed TeamBronzeIndia Men’s teamBridgeMen’s TeamBronzeSaina NehwalBadmintonWomen’s singlesBronzeIndia Men’s teamTable tennisMen’s teamBronzeMalaprabha Yallappa JadhavKurash Women’s -52kgBronzeSharath Kamal Achanta/Manika BatraTable tennis Mixed Doubles BronzeSeema PuniathrowAthleticsWomen’s DiscusBronzeChitra Palakeezh UnnikrishnanAthleticsWomen’s 1500mBronzeIndia Men’s teamSquashMen’s TeamBronzeHarshita TomarSailingMen’s TeamBronzeVarun Thakkar/Ganapathy ChengappaSailingMen 49erBronzeVikas KrishnanBoxingMen’s Middle (75kg)BronzeIndia Men’s teamField hockeyMen’s Middle (75kg)Bronze# Archana

Small finance banks

With a need of financial inclusion in the country, RBI and central government has taken manysteps at different times. Taking a further step, RBI gave differentiated licenses for specificactivities to new set of banks(niche/differentiated banks) named Payment Banks and Small Banks.With their coming, customers will have a variety of choices. What is a Small Finance Bank? Small Banks are physical banks whose aim is to provide basic banking products such as depositsand supply of credit, but  in a limited area of operation. Small banks are expected to meet creditand remittance needs of small businesses, farmers, micro and small industries, unorganisedsector ,low income households and migrant work force through high technology-low costoperations. Important features of Small Banks: They can accept any deposit (savings, current, fixed deposits, recurring deposits) likecommercial banks.Unlike payment banks, small finance banks will be allowed to lend money also.For the initial 3 years, prior approval will be required for branch expansion.To give the feel of local bank, their area of operation will be restricted.NBFC’s , any individual with 10 years of experience in banking can apply for licenses.Their target are small businesses and MSMEs.They are not allowed to lend the deposited money to big businesses or industries. Some of the conditions for setting up Small Bank: Minimum paid-up equity capital requirement of Rs 100 crore.Every small finance bank must have the words “small finance bank” in its name.They cannot set up subsidiaries to undertake non-banking financial service activities.75% of its Adjusted Net Bank Credit (ANBC) should be advanced to the priority sector ascategorized by RBI.Maximum loan size to a single person cannot exceed 10% of total capital funds; cannotexceed 15% in the case of a group.At least 50% of its loans should constitute loans and advances of up to 25 lakh.Small banks can undertake financial services like distribution of mutual fund units, insuranceproducts, pension products, and so on, but not without prior approval from the RBI.A small bank can transform into a full-fledged bank, but only after RBI’s approval.A fundamental requirement is that it must have 25% of its branches set up in unbankedareas. summary of regulations: Existing non-banking financial companies (NBFC), micro-finance institutions (MFI) and local area banks (LAB) can apply to become small finance banks.They were set up with the twin objectives of providing an institutional mechanism for promoting rural and semi urban savings and for providing credit for viable economic activities in the local areas.They are established as public limited companies in the private sector under the Indian companies act 1956.They can be promoted either by individuals, corporate, trusts or societies.They are governed by the provisions of Reserve Bank of India act 1934, Banking Regulation act 1949 and other relevant statutes.The promoters should have 10 years experience in banking and finance. The promoters stake in the paid-up equity capital will be at least 40% initially but must be brought down to 26% in 12 years. Joint ventures are not permitted. Foreign share holding will be allowed in these banks as per the rules for FDI in private banks in India.The banks will not be restricted to any region. Original licensee/promoterCommencedBank nameHeadquartersUjjivan Financial Services Pvt Ltd1 February 2017Ujjivan Small Finance BankBangaloreJanalakshmi Financial Services Pvt Ltd29 March 2018Jana Small Finance BankBangaloreEquitas Holdings Pvt Ltd5 September 2016Equitas Small Finance BankChennaiAu Financiers India Ltd19 April 2017Au small finance bank , jaipur Capital Local Area Bank Ltd24 April 2016Capital Small Finance BankJalandhar, punjabDisha Microfin Pvt Ltd21 July 2017Fincare Small Finance BankBangaloreESAF Microfinance10 March 2017ESAF Small Finance BankReg: Chennai, Corp: ThrissurRGVN North East Microfinance Ltd17 October 2017North East Small Finance BankGuwahatiSuryoday Microfinance Pvt Ltd23 January 2017Suryoday Small Finance BankNavi MumbaiUtkarsh Microfinance Pvt Ltd23 January 2017Utkarsh Small Finance BankVaranasi # ARCHANA

WLS

Andaman and Nicobar IslandsSpike Island Wildlife SanctuaryLohabarrack Salt Water Crocodile SanctuaryDefence Island Wildlife SanctuaryCinque Island Wildlife SanctuaryFlat Island Wildlife SanctuaryBarren Island Wildlife SanctuaryAndhra PradeshGundla Brahmeswaram Wildlife SanctuaryRollapadu Wildlife SanctuaryPapikonda Wildlife SanctuarySri Lankamalleswara Wildlife SanctuaryKoundinya Wildlife SanctuaryCoringa Wildlife SanctuaryKrishna Wildlife SanctuaryLanjamadugu Wildlife SanctuaryKambalakonda Wildlife SanctuaryArunachal PradeshPakhui Tiger ReserveDibang Wildlife SanctuaryKamlang Wildlife SanctuaryMehao Wildlife SanctuaryEaglenest Wildlife SanctuaryItanagar Wildlife SanctuarySessa Orchid SanctuaryKane Wildlife SanctuaryTalley Valley Wildlife SanctuaryAssamBornadi Wildlife SanctuaryGarampani Wildlife SanctuarySonai Rupai Wildlife SanctuaryLaokhowa Wildlife SanctuaryPabha Wildlife SanctuaryPobitora Wildlife Sanctuary